Insurance isn't your enemy – but it's not on your team either

Insurance isn't your enemy – but it's not on your team either

Insurance isn't your enemy – but it's not on your team either

Many people imagine insurance companies as a kind of "guardian angel with a hotline."
Reality: They are companies with costs, processes, and goals.

No hate – just reality. And once you understand that, you'll no longer be crushed between paragraphs and boilerplate text.

3 hard but fair truths

🟧 1) Insurance = a company, not a helper

The goal is to operate economically.
Not: "How do we make the customer happy?"

Insurance isn't your enemy – but it's not on your team either

🟦 2) You = process, not main character

For you it's stressful.
For the insurance company it's case number + amount of damage + investigation .

🟩 3) Team assignments are clear

  • Insurance plays in protecting its portfolio

  • Lawyers play for their clients

  • You're playing solo
    → Bad combo.

What this means for you

If you don't know the game, you'll be played .

If you know how it works, you play along – and you play smartly.

What a coach can do for you

No drama, no paranoia, no "insurer bashing".
Simply:

✔ Translate text snippets
✔ Assess what's normal
✔ Protect yourself from mistakes
✔ Remove emotions
✔ Provide a plan

In short:

Insurance isn't evil.
It's just not your team .

And that means: Get one.

EXPERT SUPPORT

INSURANCE WON'T PAY?

Roland will check your case and get your money back.

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Insurance terms explained – but like in Among Us

Insurance terms explained – but like in Among Us

Insurance terms explained – but like in Among Us

Many insurance texts feel like an Among Us match:
You know something's going to happen – but nobody says it clearly.

Therefore, here are the most important insurance terms as a game mechanic 👇

🟥 Exclusion = Room closed

Is there an exclusion?
Then the insurance company says: "You can't proceed here."

🟩 Coverage = Power-Up

Coverage means:
"This risk is built into your loadout."

Insurance terms explained – but like in Among Us

🟨 Obligation = Quest

You have duties = mission tasks .
If you don't do them → penalty points aka deduction.

🟦 Regulation = End of round

Ultimately, the insurance company decides:
reward or no reward.

🟪 Rejection = Eject

If the application is rejected → “It wasn’t red” ,
but you still do n’t get any money .

Why this is important

If you understand the game, you won't be played anymore .
And you don't need a law degree to figure that out.

👉 If you prefer to play with a coach

EXPERT SUPPORT

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Roland will check your case and get your money back.

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Insurance claim: The 10-minute survival routine

Insurance claim: The 10-minute survival routine

Insurance claim: The 10-minute survival routine

Damage has occurred. Heart is pounding. Insurance company is breathing down your neck.
Here's the plan that will save you money, stress, and hassle :

⏱️ Minutes 1–2 → Relax

It sounds silly, but it's important:
Haste equals stupid decisions (e.g., signing things).

📸 Minute 3–4 → Collect photos

Not artistic, but clear :

✔ Overview
✔ Details
✔ Environment
✔ Serial number / License plate (if relevant)

Insurance claim: The 10-minute survival routine

📝 Minute 5 → Mini Notes

Three bullet points are enough:

  • When?

  • Where?

  • What happens?

No novels, no blame games.

🔏 Minute 6 → Do not sign anything

Whether it's "confirmation", "waiver", "regulation"...
Check first → then sign.

📩 Minutes 7-8 → Quick check via WhatsApp

Photos + short voice message
= perfect material to report the case clearly.

📞 Minutes 9–10 → Report now

Not before.
Now you have evidence and clarity before you talk to the insurance company.

Summary in one sentence:

document and check damage win against stress and chaos.

👉 If you want someone to sort this out for you

EXPERT SUPPORT

INSURANCE WON'T PAY?

Roland will check your case and get your money back.

STARTING NOW €1 / MONTH
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Schadenfall 24/7: Was bringt das eigentlich?

Schadenfall 247 Was bringt das eigentlich

Schadenfall 24/7: Was bringt das eigentlich?

Kurzlage: Schaden passiert nicht nur Mo–Fr, 9–17 Uhr.
Und wenn’s nachts knallt, brauchst du Antworten, nicht Warteschleifen.

Hier die 3 wichtigsten Punkte, warum ein 24/7-Service Sinn macht:

🌙 1) Du hast sofort eine Richtung

Unfall? Wasserschaden? Einbruch?
Kurz klären: Was jetzt tun – was lieber nicht?

📑 2) Du hältst nichts zurück (Fotos, Audio, Schreiben)

Spontan Fotos machen + Sprachnachricht →
du vergisst keine wichtigen Details.

🧠 3) Weniger Panik = bessere Entscheidungen

Nachts triffst du oft schlechte Entscheidungen
(„ja, ich unterschreibe das jetzt einfach…“).
Mit einem Coach: Nope. Erst klären, dann handeln.

Schadenfall 247 Was bringt das eigentlich

So nutzt du’s:

  • Schaden passieren lassen (passiert den Besten 😉)

  • WhatsApp → Fotos + kurzer Hergang

  • Rückmeldung abwarten → Plan haben

👉 Hier starten

EXPERT SUPPORT

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Reporting damage via WhatsApp: Does that really work?

Report damage via WhatsApp

Reporting damage via WhatsApp: Does that really work?

Summary: Yes. And better than you think.
Here are 3 reasons why WhatsApp is the hidden boss when it comes to insurance claims:

✅ 1) Photos + voice message = best combination

No forms, no portals, no fuss.
Send a photo, explain briefly → done.

📁 2) You have automatically documented everything

WhatsApp saves chats, images, and timestamps.
Insurance companies love that kind of thing (even if they would never admit it).

🔁 3) No waiting on the hotline

No waiting on hold, no "Please select 3 to report damage".
You send → response received.

Report damage via WhatsApp

How it works:

  1. Photograph the damage

  2. Voice message about it

  3. Send → I'll sort this for the insurance company

👉 Start right here

EXPERT SUPPORT

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Reporting an insurance claim: 7 basics you shouldn't mess up

Report insurance claim

Reporting an insurance claim: 7 basics you shouldn't mess up

A quick heads-up: Damage happens → your head's full of headaches → insurance company is a pain.
Here are the 7 basics to avoid any hassle later:

Report insurance claim

1) Report it – and do so promptly

Don't say "I'll do it later."
Report it early = less stress + fewer follow-up questions.

2) Don't tell stories over the phone like in the podcast

Hotline ≠ therapy.
Only basic information is provided over the phone; details will be provided later in writing .

3) Not a novel – clear facts

What? When? Where? Consequences?
No life story, no wild guesses.

4) Taking photos – always

Before, after, side view, detail.
No photos = later drama.

5) Don't sign anything out of nervousness

"Please sign..." always raises suspicion.
Check first → then sign.

6) Don't freak out

Angry emails achieve nothing but negative points.
A factual approach is faster.

7) Get help before things go wrong

Insurance is professional-level.
You don't have to do it alone.

Fastest way – no paperwork:

👉 Report damage via WhatsApp

EXPERT SUPPORT

INSURANCE WON'T PAY?

Roland will check your case and get your money back.

STARTING NOW €1 / MONTH
BECOME A MEMBER NOW
42 Members joined today