📝 Liability and contributory negligence: How to secure your full compensation

When the question of guilt becomes complex: Why you risk being held partially responsible

You were involved in an accident and are convinced that the other driver is entirely at fault . However, in liability cases , the reality is often more complex. Even if you were the primary victim of the damage, you can quickly partially at fault .

The consequence: your compensation will be reduced. Instead of the full payment, you will only receive, for example, 70% or 50% of the damages because the other party's insurance company contributory negligence (e.g., due to excessive speed, a minor driving error, or insufficient documentation of evidence immediately after the accident).

🛑 The error lies in the documentation: The risk of contributory negligence

Liability claims are only fully covered if you at fault . Reducing benefits due to contributory negligence is a standard strategy to minimize claims settlements

Important: The burden of proof often lies with you!

Lack of witness statements: Without independent witnesses , it's one person's word against another's.
Insufficient photos: The evidence photos do not show the exact position of the vehicles or important details of the accident scene.
Unclear description of the events: Contradictions or gaps in the documentation of the accident open the door to the assumption of contributory negligence .

To prevent a reduction in benefits, your account of the accident be complete, precise, and verifiable.

🤖 Risk-BOT: Your seamless evidence protection against contributory negligence

In the stressful situation following an accident, it's almost impossible to remember all the important documentation steps . This is precisely where Risk-BOT as your digital assistant, helping to keep liability rate as low as possible

How Risk-BOT helps you secure evidence:

Task	Support from Risk-BOT
Recording the accident sequence	Risk-BOT guides you through the correct and complete documentation – step by step.
Securing evidence	The tool ensures that all relevant information, such as exact vehicle positions, skid marks, and damage, is captured photos
Witness Management	Risk-BOT reminds you witnesses document all important contact information .
Precise message	All collected data is presented in a structured format that maximizes the strength of the facts.

Precise and complete documentation minimizes the opposing insurance company contributory negligence on your part . This significantly increases your chances of receiving full compensation .

💡 Conclusion: Document precisely to secure your claims

documents best wins. Poor documentation almost always results in a reduction of the payout.

Risk-BOT secure crucial evidence accurately describe accident contributorily negligent . Ensure that your degree of fault is objectively documented so that you receive the compensation you are entitled to.

👉 Use Risk-BOT now to fully document your accident: https://risk-bot.de/schaden-melden-schnell-sicher-richtig/