Climate change is already a reality: heavy rainfall, heat waves, storms, and floods are occurring more frequently – with ever greater damage to people, the environment, and property. In light of this development, technical "solutions" such as Solar Radiation Modification (SRM) appear tempting at first glance.

But what is really behind this concept?

The German Federal Environment Agency clearly warns in a recent brochure: SRM is not a Plan B for the climate crisis, but a risky experiment with incalculable side effects.

🌍 The risks of climate change affect us all

Climate risks are increasing everywhere. Extreme weather events no longer affect only specific regions, but can occur anywhere – regardless of place of residence or lifestyle.

That's why individual planning is more important than ever:

• Insurance against natural disasters

• Protection against storms, hail and heavy rain

• Strategies for minimizing personal risk

🚫 Solar Radiation Modification – not a sustainable solution

SRM technologies, such as the release of aerosols into the atmosphere or reflective particles into space, are intended to artificially reduce solar radiation. The goal: to slow down global warming.

However, according to the Federal Environment Agency, this poses massive risks:

• Uncontrollable side effects on weather and water availability

• Shifting global climate patterns

• Risk of political and economic conflicts

• Unclear possibility of reversing the decision if aborted

“SRM is not climate protection. It is not an emergency plan, a bridging technology, or a free pass to continue as before.”
– Dirk Messner, President of the German Environment Agency

🛡 Real prevention instead of science fiction – with Risk-BOT

While others rely on high-tech illusions, Risk-BOT helps you with real protection.
The digital insurance coach analyzes your current insurance policies, identifies coverage gaps, and recommends sensible solutions for climate risks – independently and without commission.

📌 Whether it's natural hazard insurance, backflow protection or household contents: Risk-BOT checks what's really important – based on expert knowledge and recommendations from, among others, Stiftung Warentest.

✅ Stiftung Warentest: What you should pay attention to regarding climate risks

The experts recommend:

• Home or household insurance with coverage for natural hazards

• Pay attention to backflow damage, deductibles and exclusions

• Preferred insurers with transparent regulations and fair terms

Risk-BOT offers exactly that:
🔍 Quick check of your existing contracts
🧠 Automated analysis – based on independent criteria
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