🔍 Why is the insurance company rejecting my claim?
Insurance companies review each reported claim based on policy terms, deadlines, and formal requirements. Rejections often occur for reasons such as:
❌ Formal error: Deadlines missed, damage reported too late
📄 Incomplete documentation: Receipts or evidence are missing.
🔎 Interpretation of the contract clauses: The insurer classifies the damage as not covered.
📉 Expert opinion: The damage was “not insured”, “not relevant” or “foreseeable”.
💬 Communication gaps: A misunderstanding or unclear situation
However, not every justification is correct or tenable.
🛠️ What specific steps can you take now?
🛠️ What specific steps can you take now?
The good news: You don't have to wade through expert opinions or Google legal paragraphs yourself.
Our Risk-BOT handles the review for you – quickly, thoroughly, and completely free of charge.
Here's what he does for you:
1. Analyze Rejection
Risk-BOT reads your insurance company's statement of reasons and detects whether deadlines, wording, or regulations have been incorrectly applied.
2. Evaluate documents
You simply upload your relevant documents – Risk-BOT automatically detects whether evidence is missing or crucial information remains unused.
3. Assess the legal situation
Based on thousands of cases and current insurance knowledge, Risk-BOT assesses the chances of success of your appeal – realistically and honestly.
4. Provide a recommendation for action
You will receive a clear, understandable suggestion on how to proceed – completely without technical jargon.
You don't need to be a lawyer. All you need is your case – Risk-BOT takes care of the rest.
💡 Important tips at the end
Never give up too quickly: A rejection is not automatically correct.
Documentation is key: the more you can prove, the better.
Be cooperative: Remain objective and friendly in your contact with the insurance company.
Use independent help: Nobody has to go through this jungle alone.
📢 This article was created using AI and editorially reviewed. For your digital insurance life: Risk-BOT.