Once upon a time, there lived a clumsy guy named Max who had the misfortune of constantly having accidents. One day, he decided to make his best friend a present and baked a cake. But while stirring the batter, the inevitable happened: he dropped the bowl, leaving sticky batter everywhere, and his roommate's coffee cup also fell into the bowl. In the end, the cake was a complete mess – but at least the kitchen was nicely soaked.
Max thought to himself, "That's no problem, I'll clean it up quickly." But as he was putting the dishes in the dishwasher, a plate slipped from his hand and shattered into a thousand pieces. "Oops," he muttered, "that can happen to anyone." His roommate, however, was less than thrilled, and Max received a disgruntled look.
As if that weren't enough, Max decided to play a round of Frisbee in the park to relieve his stress. He threw the disc with great enthusiasm, but the wind wasn't on his side. Instead of landing in the park, the Frisbee sailed straight through the open window of an expensive café and landed on the table of an unsuspecting customer. A latte macchiato became a dangerous projectile—the whole scene was so absurd that even the coffee cups shattered. Max stood there, pale and shocked, while everyone in the café stared at him.
“That was my most expensive coffee mug!” the guest exclaimed indignantly. Max knew he was in trouble. When he got home, he was determined to finally do something about his incompetence. He sat down and googled: “How can I protect myself from my own mishaps?”
And there it was: liability insurance! Max immediately grabbed his phone and took out a policy. From then on, he was prepared for anything – whether it was turning the living room into a dough fight or catapulting a Frisbee into a café.
The moral of the story? Even if you're the unluckiest person around, with the right liability insurance you're always on the safe side. And if everything goes wrong, at least you have a plan B – and a good reason to make your friends laugh!