Settling a car accident – without insurance drama
Whether it's a fender bender, a rear-end collision, or a crash with a discussion: We help you report the accident properly , contact the right insurance company , and avoid costly mistakes in the claims process – via WhatsApp and with a clear plan.
Theoretically you know the legal paragraphs – in practice, there's a broken car, a nervous accident opponent and maybe even the opposing insurance company on the phone.
A typical crash in city traffic or on the motorway. Rear-end collision, front-end collision, multiple vehicles involved – and everyone has "their own view".
Hitting another car while parking or pulling out, rim destroyed, bumper scratched – and suddenly a big discussion.
Whiplash, bruises or more – things can get serious quickly: medical reports, compensation for pain and suffering, loss of earnings.
Insurance jargon after an accident is about as helpful as a wet passenger seat. Here's the short version you really need.
Mandatory – it covers damage you others : other people's cars, objects, and people.
Comprehensive insurance protects your own car: partial comprehensive insurance usually covers theft, glass damage, etc., full comprehensive insurance additionally covers accidents caused by the policyholder.
She seems friendly, but she's not there for your interests. Her job: to pay as little as possible.
Between adrenaline, police, and wrecked metal, it's easy to make a mistake. These steps will help you handle your car accident smoothly later on.
Instead of juggling insurance companies, appraisers and lawyers on your own, you get a clear roadmap – on your phone.
You send us pictures of the damage, the accident scene, a short voice message about what happened and everything you have already received (e.g. accident report, business cards, initial correspondence).
We will look at your case, examine the roles of your own, the opposing party's and, if applicable, comprehensive insurance, and tell you honestly what is covered and what isn't – without sugarcoating anything.
We help you with the actual report, adapt texts, classify expert opinions and are by your side if the insurance company tries to push you down or downplay your case.
At first, everything sounds like "No problem, we'll sort it out." Things get complicated when money is involved. That's exactly where we come in.
When metal meets metal, the same questions always arise. Here are the answers, without the insurance jargon.
You send us photos, voice messages and documents – we take care of the insurance logic, wording and the overall process for handling your accident claim.