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Reporting an insurance claim: 7 basics you shouldn't mess up
A quick heads-up: Damage happens → your head's full of headaches → insurance company is a pain.
Here are the 7 basics to avoid any hassle later:
1) Report it – and do so promptly
Don't say "I'll do it later."
Report it early = less stress + fewer follow-up questions.
2) Don't tell stories over the phone like in the podcast
Hotline ≠ therapy.
Only basic information is provided over the phone; details will be provided later in writing .
3) Not a novel – clear facts
What? When? Where? Consequences?
No life story, no wild guesses.
4) Taking photos – always
Before, after, side view, detail.
No photos = later drama.
5) Don't sign anything out of nervousness
"Please sign..." always raises suspicion.
Check first → then sign.
6) Don't freak out
Angry emails achieve nothing but negative points.
A factual approach is faster.
7) Get help before things go wrong
Insurance is professional-level.
You don't have to do it alone.