🦌 How to properly report a wildlife collision: What you need to do directly at the scene of the accident to receive full compensation
A collision with wildlife is more than just a scare. It often results in significant damage to your vehicle. Your partial comprehensive insurance will usually cover the damage – but only if you follow the correct procedure for documenting the incident . Even a small error in the documentation can lead to your claim being denied.
Learn here step by step how to proceed after a wildlife collision in order to provide complete proof of the wildlife collision secure wildlife damage insurance
1. Secure the accident scene (your safety comes first!)
Before dealing with the damage, the accident scene must be secured to prevent further accidents.
your hazard warning lights and put on your safety vest .
the warning triangle at an appropriate distance (100 meters on country roads, 200 meters on motorways).
If possible, drive the vehicle safely to the side of the road.
2. Call the police (The first, crucial step)
Even if you think it's just minor damage to the car: In the event of a collision with wildlife, calling the police (110 or local station) is always the most important step.
Why the police are crucial:
The police must record the accident and issue an accident confirmation .
She is responsible for contacting hunting leaseholder or hunter
The official police report is the first and strongest piece of evidence for your partial comprehensive wildlife insurance.
📝 Important: Never attempt to retrieve or handle an injured or dead animal yourself. There is a risk of injury and infection, and you could be guilty of poaching.
3. The hunting certificate (The indispensable proof)
The hunter's certificate (also called wildlife accident certificate) is the central document for your wildlife damage insurance .
The hunting leaseholder or hunter called by the official is the only person who can officially confirm a wildlife accident
What the hunting license must prove:
Location and time of the accident
Type of game (e.g., deer, wild boar, stag)
Confirmation of the collision (traces on the animal or at the accident scene)
Proof of the animal carcass (or confirmation of the search)
Without this certificate, your insurance company will most likely reject , as proof of a collision with an animal, as defined in the insurance contract, is lacking.
4. Comprehensive documentation (Complete proof)
In addition to the police and hunting license, you yourself must ensure complete documentation.
Make photos:
Accident location: street, surroundings, license plate (if involved).
Vehicle damage: Take detailed photos of all damaged areas.
Animal: Photograph the deceased animal at the scene of the accident (if possible and safe).
Traces: Take photos of animal hairs or bloodstains on the vehicle or the road.
Note down witnesses: Write down the names, addresses and telephone numbers of witnesses.
5. Special case: Swerving and braking – When does which comprehensive insurance pay out?
A common mistake that leads to confusion is the evasive maneuver:
6. Report the damage to your insurance company as soon as possible
Once the evidence collection at the accident scene is complete, contact your insurance company immediately.
Inform your insurer about the wildlife collision and request vehicle damage assistance .
Please submit all collected documents:
Police report/file number
Hunting certificate
Your photos and witness information
Conclusion
Reporting a requires discipline and knowledge of insurance regulations. Remember: Police Hunter Securing evidence (photos/proof of animal carcass) is the mandatory procedure for reimbursement by your partial comprehensive insurance .
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