The press release from DerWesten.de reports on a growing rat infestation in North Rhine-Westphalia and the debate surrounding a ban on freely available rat bait. Fear of disease, property damage, and disgust towards the rodents are weighing heavily on many people. Families with young children and pet owners are particularly affected. Concern for the health and well-being of loved ones is widespread.

A shadow flits through the darkness, a scratching sound in the wall. The rat infestation in North Rhine-Westphalia is spreading, robbing many people of sleep. But there is hope. The story of the Schmidt family shows how good insurance and swift assistance brought the nightmare under control.

The Schmidt family discovered rats in their basement. The rodents had gnawed through cables and destroyed food supplies. Thanks to their home insurance, which also covered damage caused by rodents, they were able to hire a professional pest control service. The insurance covered the costs, and the family was quickly able to feel safe again.

Risk assessment and product recommendation:

• Families:
  
  • Risks: Disease transmission, damage to household goods and buildings, fear and disgust.
  • Recommendation: Home contents insurance with rodent protection, building insurance , private liability insurance (for damage to neighboring properties).
• Pensioner:
  
  • Risks: Health hazards, financial burden due to pest control, loneliness and fear.
  • Recommendation: Home contents insurance, building insurance, senior citizen emergency call service (in case of health problems).
• Entrepreneurs (catering, food retail):
  
  • Risks: Damage to reputation, financial losses, regulatory requirements.
  • Recommendation: Business liability insurance, business contents insurance, pest control service contract.

Prevention and practical tips:

• Securely seal food and waste containers.
• Keep cellars and storage rooms dry.
• Seal off any entry points for rats (e.g., with wire mesh).
• Turn compost heaps regularly.
• Contact a professional pest control service if you have an infestation.
• Regional contact points: health departments, pest control associations, consumer advice centers.