Krefeld – normally a quiet city on the Lower Rhine, shaped by industrial history, modern culture, and a vibrant city center. But this Wednesday evening will remain etched in the memories of many for a long time: In a shop on Hochstraße, right in the heart of the city, an unspeakable crime occurred. A young branch manager tragically lost her life. The city is in shock – and with it, many people who are asking themselves: How secure is my job, really? What will happen to my family if something happens to me?

Problem – Insurance is often underestimated in everyday life:
Such acts are thankfully rare, but they highlight one thing: Protection for surviving dependents, coverage against workplace violence, or financial support after traumatic experiences – all of this is often overlooked. In cities like Krefeld, with a high concentration of jobs in retail, services, and social services, risk management and appropriate insurance are not optional, but essential. Disability insurance, survivor benefits, or even psychological rehabilitation components within accident insurance can be crucial in a serious situation.

Solution – Risk-BOT: Your smart help in uncertain times:
With Risk-BOT, you can easily have your current insurance coverage checked digitally and free of charge. No brokers, no sales pressure – but with real benefits. You'll receive information on whether your coverage will kick in when you need it most and which points are often overlooked. Risk-BOT also incorporates recommendations from Stiftung Warentest , which regularly identifies which policies are transparent, comprehensive, and fair – for example, regarding disability and survivor's benefits.

Regional tips – What should you pay particular attention to in Krefeld?
Many people in Krefeld and the surrounding area work in retail, healthcare, or the public sector. Often, these sectors lack crucial insurance coverage against occupational disability or death due to external factors – or their existing policies are outdated. Family support and psychological assistance after traumatic events are also frequently not covered. Risk-BOT helps you identify these gaps – simply, digitally, and independently.

Membership benefits – More than just a check:
As a Risk-BOT member, you get free access to exclusive checklists, can have your coverage analyzed with one click, and are regularly informed about updates – e.g., new tests from Stiftung Warentest or rulings affecting consumers. And: You get help in the event of a claim – completely independent of any broker.

Check your insurance coverage for free now with Risk-BOT – independent, smart, and based on Stiftung Warentest criteria.
Or become a member directly and benefit from exclusive tips, digital tools, and real protection – without any sales pitch!