Between university life and quality of life – Aachen lives the mix

In Aachen, where the historic old town meets high-tech and student cafés share the street with research labs, work-life balance isn't a luxury, it's a way of life. Whether you work at RWTH Aachen , Aachen University of , or a start-up – many young people in the region are asking themselves: How do I properly insure myself for my lifestyle, juggling studying, part-time jobs, and semesters abroad?

⚠️ Problem: Modern lifestyles – traditional insurance policies often don't fit

Aachen is young, mobile, and international – but many insurance companies still operate like they did in the 90s. Those who live flexible lives, travel frequently, or work remotely need insurance that keeps pace.

But what happens if you experience mental overload during your studies? What if your international health insurance doesn't cover you during a workation trip to Spain? Or if your borrowed tablet gets damaged in a coworking space?

According to Stiftung Warentest, many standard tariffs fail these questions – too inflexible, too opaque, too expensive.

✅ Solution: Risk-BOT – your digital insurance coach for modern life

Risk-BOT anticipates your lifestyle – no broker, no sales pitch. You get:

• Free analysis of your insurance policies

• Claims service directly via WhatsApp

• Recommendations tested and approved based on Stiftung Warentest criteria

• Checklists for students, freelancers, remote workers or side hustlers

Important tips according to Stiftung Warentest:

• Disability insurance: Pay attention to guaranteed insurability options and transparent benefit definitions.

• Personal liability insurance: Must cover borrowed items, damages abroad, and damages in shared accommodation.

• Travel health insurance: Note repatriation and pandemic exceptions

• Accident insurance for leisure and sports – particularly useful in Aachen's outdoor-oriented environment

📍 Regional tips for Aachen and the surrounding area

Special conditions apply in Aachen:

• Proximity to the borders of Belgium and the Netherlands: Frequent stays abroad → Consider international health and car insurance

• High number of students and trainees: often over-insured or with unsuitable family plans.

• Extreme weather near the Eifel region: Personal liability insurance with coverage for natural hazards or residential building insurance with flood protection

• Many e-bikes and micromobility devices: → extra insurance coverage for battery damage or theft is advisable

💡 Risk-BOT Membership: Smarter insurance for just €1 per month

With a Risk-BOT membership, you gain access to:

• Digital tools and checklists for all situations in life

• Templates for objections and terminations

• Notifications for tariff changes & test updates

• Direct WhatsApp support in case of damage

• Stiftung Warentest-based recommendations – explained in an easy-to-understand way

Everything digital, independent – ​​for only €1 per month .

👉 Become a member for €1 per month – and secure clear, flexible insurance for your modern life in Aachen!