Insurance company refuses to pay – the 5 most common reasons for rejection

Why insurance companies don't pay

Versicherung zahlt nicht – die 5 häufigsten Ablehnungsgründe Ein Schaden passiert, die Meldung wird eingereicht – und dann kommt der Brief: „Leider können wir keine Leistung erbringen.“ Viele Versicherte akzeptieren das einfach. Doch Ablehnungen passieren oft aus Gründen, die man prüfen sollte. Nicht jede Ablehnung ist automatisch korrekt. Hier sind die häufigsten Ursachen, warum Versicherungen … Weiterlesen

Insurance isn't your enemy – but it's not on your team either

Insurance isn't your enemy – but it's not on your team either

Insurance isn't your enemy – but it's not on your team either

Many people imagine insurance companies as a kind of "guardian angel with a hotline."
Reality: They are companies with costs, processes, and goals.

No hate – just reality. And once you understand that, you'll no longer be crushed between paragraphs and boilerplate text.

3 hard but fair truths

🟧 1) Insurance = a company, not a helper

The goal is to operate economically.
Not: "How do we make the customer happy?"

Insurance isn't your enemy – but it's not on your team either

🟦 2) You = process, not main character

For you it's stressful.
For the insurance company it's case number + amount of damage + investigation .

🟩 3) Team assignments are clear

  • Insurance plays in protecting its portfolio

  • Lawyers play for their clients

  • You're playing solo
    → Bad combo.

What this means for you

If you don't know the game, you'll be played .

If you know how it works, you play along – and you play smartly.

What a coach can do for you

No drama, no paranoia, no "insurer bashing".
Simply:

✔ Translate text snippets
✔ Assess what's normal
✔ Protect yourself from mistakes
✔ Remove emotions
✔ Provide a plan

In short:

Insurance isn't evil.
It's just not your team .

And that means: Get one.

EXPERT SUPPORT

INSURANCE WON'T PAY?

Roland will check your case and get your money back.

STARTING NOW €1 / MONTH
BECOME A MEMBER NOW
42 Members joined today

Insurance terms explained – but like in Among Us

Insurance terms explained – but like in Among Us

Insurance terms explained – but like in Among Us

Many insurance texts feel like an Among Us match:
You know something's going to happen – but nobody says it clearly.

Therefore, here are the most important insurance terms as a game mechanic 👇

🟥 Exclusion = Room closed

Is there an exclusion?
Then the insurance company says: "You can't proceed here."

🟩 Coverage = Power-Up

Coverage means:
"This risk is built into your loadout."

Insurance terms explained – but like in Among Us

🟨 Obligation = Quest

You have duties = mission tasks .
If you don't do them → penalty points aka deduction.

🟦 Regulation = End of round

Ultimately, the insurance company decides:
reward or no reward.

🟪 Rejection = Eject

If the application is rejected → “It wasn’t red” ,
but you still do n’t get any money .

Why this is important

If you understand the game, you won't be played anymore .
And you don't need a law degree to figure that out.

👉 If you prefer to play with a coach

EXPERT SUPPORT

INSURANCE WON'T PAY?

Roland will check your case and get your money back.

STARTING NOW €1 / MONTH
BECOME A MEMBER NOW
42 Members joined today