Potholes in North Rhine-Westphalia: Why you often end up empty-handed when damage occurs without help

Pothole on road in urban environment

With Risk-BOT you have a digital claims coach at your side that helps you to react correctly, document cleanly and not give away your claims.

Heavy rain in North Rhine-Westphalia: Billions in damages show why your insurance coverage is now crucial

Heavy rain in North Rhine-Westphalia

Billions in damage caused by heavy rain in North Rhine-Westphalia. Find out why many households are inadequately insured and how you can properly check your coverage now.

Anna's shared apartment room is broken into – laptop gone, pure chaos (And why the home insurance company often says "no")

Anna's shared apartment room is broken into – laptop gone, pure chaos

POV: You come home and your shared apartment room is completely ransacked. 💻🏚️ Laptop gone, bachelor's thesis gone, trust gone. And the insurance company? Says "No" because the apartment door wasn't locked. 🛑 We'll show you how to defend yourself after a break-in. First, ask the Risk-BOT on WhatsApp at 01577 1621006, then report it. Keep control of your money! 🚀 #RiskBot #Break-in #SharedApartment #StudentLife #Insurance #MoneySafe

Max drops his smartphone – why the insurance company refuses to pay (and how you can prevent this)

Max drops his smartphone – why the insurance company refuses to pay

POV: Your phone kisses the asphalt and your insurance company says "Nope." 📱💀 Max learned the hard way: If you report something incorrectly, you pay for it yourself. We'll show you how to avoid that "Rejected" stamp. Send your case via WhatsApp to 01577 1621006 and let the Risk-BOT check it before you accidentally let something slip to the insurance company. No cap, just your money back. Link in bio! 🚀 #RiskBot #BrokenPhone #Insurance #LifeHack #MoneySaver

If the insurance company doesn't pay: Your "favor" will cost you thousands (and how to avoid it)

damage caused by a favor

You're helping your best friend move and then: CRASH! 😱 Your liability insurance says "no" to the damage caused while doing a favor? Laura had the same experience. Find out now on the blog why your "favor" could cost you thousands and how you can save your skin by sending a message to 01577 1621006 on WhatsApp. 💪 #RiskBot #DamagedInsurance #Insurance #Moving #WhatsAppHelp #LifeSaver

If the insurance company doesn't pay

If the insurance company doesn't pay

POV: Deine Versicherung lehnt den Schaden ab und dein Kontostand weint. 💸😭 Max dachte auch, er sei versichert, bis das „Nein“ kam. Warum „einfach mal melden“ der größte Fehler deines Lebens sein kann und wie du mit einer einzigen WhatsApp an 01577 1621006 dein Geld rettest, liest du jetzt im Blog. No Cap, nur Fakten. Link in Bio! 🚀 #RiskBot #Versicherung #NoCap #GeldSparen #LifeHack

Home contents insurance: These damages are surprisingly NOT covered

Home contents insurance: These damages are surprisingly NOT covered

Wohnung versichert – Problem gelöst? Leider nicht immer. Viele Schäden sind in der Hausratversicherung gar nicht enthalten. Wir zeigen die häufigsten Überraschungen.

Liability insurance – what it DOESN'T cover (and that's more than many people think)

What to do if the liability insurance refuses to pay

Die private Haftpflicht gilt als wichtigste Versicherung überhaupt. Doch viele wissen nicht, dass sie in zahlreichen Situationen gar nicht zahlt. Hier erfährst du die häufigsten Lücken.