The financial burden of careless actions on construction sites or at customer sites can quickly become an existential threat for trades businesses in Hagen . A small mistake, such as a punctured water pipe or a damaged luxury faucet, can lead to claims amounting to thousands of euros. Business liability insurance for tradespeople in Hagen is the financial foundation of companies in the city on the Volme River, but only a correct and immediate damage report guarantees protection.

The experts from Risk-BOT and Roland therefore appeal to all businesses to proactively address the claims settlement process in order to prevent rejections by insurers.

🛠️ The protection check: How tradespeople in Hagen correctly report damage

to claim on the protection of the business liability insurance

1. Immediate checklist in case of damage

• Mitigate damage: Immediately take measures to limit the damage (e.g., shut off water, secure the danger zone).

• No admission of guilt: any to the customer ! Refer the injured party to your insurance company.

• Secure evidence: Document the damage immediately and in detail (photos, timestamps, exact location in Hagen ).

• Immediate notification: Report the incident to your insurance partner without undue delay.

💡 Support from Risk-BOT and Roland: Security in conflict situations

Especially in cases of rejections or disagreements with the insurance company, professional support is essential. Risk-BOT offers tradespeople from Hagen digital and legal support:

• AI-supported initial assessment: A fast, neutral preliminary review of the case for coverage and completeness of the documents.

• Completeness check: Ensuring that all necessary information for a smooth damage report has been verified .

• Legal assistance in case of rejection: If an insurance claim is rejected or benefits are reduced, the case will be reassessed by legal experts and correspondence with the insurer will be handled.

Specialized advice in conflict situations

Cooperation with partners like Roland enables sound legal representation. This support is particularly important when it comes to clarifying complex liability issues, which often arise in in Hagen or during extensive renovations.

Proper claims handling is not a bureaucratic nuisance, but a vital necessity. Craft businesses in Hagen that rely on their trade liability insurance must take proactive steps and utilize Risk-BOT's expertise to ensure optimal protection.

Members can open a claim ticket at any time and view the processing status at:

➡️ https://risk-bot.de/schaden-melden-schnell-sicher-richtig/