FAQ: How to correctly report an insurance claim

Q: What do I do immediately after an insurance claim?

Secure evidence with photos and report the damage immediately via Risk-BOT. Our system helps you meet all deadlines and avoid errors in your reporting.

Q: Why does Risk-BOT help with damage reporting?

Risk-BOT offers independent assistance and ensures that your claims against the insurance company are enforced professionally and completely.

Question 1

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Does the insurance coverage also apply abroad and while traveling?

474 views Insurance expert Roland Richert Changed status to publish October 30, 2025 Liability & Legal Protection

Question 2

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Are people who look after my animal (dog sitter, riding partner) also covered by insurance?

471 viewsVersicherungsexperte Roland Richert Changed status to publish 30. Oktober 2025Haftpflicht & Rechtsschutz

Question 3

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Are damages to rented property covered by the insurance?

501 viewsVersicherungsexperte Roland Richert Changed status to publish 30. Oktober 2025Haftpflicht & Rechtsschutz

Question 4

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What is the recommended coverage amount for pet owner's liability insurance?

480 viewsVersicherungsexperte Roland Richert Changed status to publish 30. Oktober 2025Haftpflicht & Rechtsschutz

Question 5

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Which animals are covered by the pet owner's liability insurance?

478 viewsVersicherungsexperte Roland Richert Changed status to publish 30. Oktober 2025Haftpflicht & Rechtsschutz

Question 6

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Is pet liability insurance mandatory in my state?

599 viewsVersicherungsexperte Roland Richert Changed status to publish 30. Oktober 2025Haftpflicht & Rechtsschutz

Question 7

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Do I need pet owner's liability insurance if I already have private liability insurance?

449 views Insurance expert Roland Richert Changed status to publish October 30, 2025 Liability & Legal Protection

Question 8

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Wiederbeschaffungswert

618 viewsVersicherungsexperte Roland Richert Changed status to publish 28. Oktober 2025Versicherungswissen kompakt (Lexikon)

Question 9

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Obligations

562 viewsVersicherungsexperte Roland Richert Changed status to publish 28. Oktober 2025Versicherungswissen kompakt (Lexikon)

Question 10

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Ausschlüsse

563 viewsVersicherungsexperte Roland Richert Changed status to publish 28. Oktober 2025Versicherungswissen kompakt (Lexikon)

Question 11

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Geltungsbereich (Territorial)

536 viewsVersicherungsexperte Roland Richert Changed status to publish 28. Oktober 2025Versicherungswissen kompakt (Lexikon)

Question 12

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Coverage amount

594 viewsVersicherungsexperte Roland Richert Changed status to publish 28. Oktober 2025Versicherungswissen kompakt (Lexikon)

Question 13

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Prämie (Beitrag)

537 viewsVersicherungsexperte Roland Richert Changed status to publish 28. Oktober 2025Versicherungswissen kompakt (Lexikon)

Question 14

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Versicherte Person

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Question 15

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Versicherungsnehmer

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Question 16

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Police

509 viewsVersicherungsexperte Roland Richert Changed status to publish 28. Oktober 2025Versicherungswissen kompakt (Lexikon)

Question 17

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Who settles the claim if I have an accident abroad with a rental car?

567 viewsVersicherungsexperte Roland Richert Changed status to publish 28. Oktober 2025Mobilität & Freizeit

Question 18

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What documents does my insurance company need to process a claim?

552 viewsVersicherungsexperte Roland Richert Changed status to publish 28. Oktober 2025Mobilität & Freizeit

Question 19

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What are the first steps after a traffic accident (involving a bicycle, e-scooter or car)?

456 viewsVersicherungsexperte Roland Richert Changed status to publish 28. Oktober 2025Mobilität & Freizeit

Question 20

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Am I insured if I have an accident as a passenger in a privately organized carpooling vehicle?

564 viewsVersicherungsexperte Roland Richert Changed status to publish 28. Oktober 2025Mobilität & Freizeit

Frequently asked questions about claims settlement