INSURANCE WON'T PAY?
Roland will check your case and get your money back.
Gone, gone, gone: Tim's e-scooter is history – and the insurance company is refusing to pay out
Imagine this: You step out of your front door in the morning, ready for a relaxed ride to university or work, and where your e-scooter was yesterday, there's now only... the sidewalk. The lock? Clearly smashed. Your pulse? At 180.
You do everything "right": report the incident to the police, file a claim with the insurance company. And then, two weeks later, the digital letter hits you: "Claim denied." Apparently, you violated safety regulations or used the wrong lock. Tim is now left without a scooter and without money. Welcome to the reality of insurance bureaucracy.
Why insurance companies say "no" (and it's your fault)
Insurance companies aren't charities. If they find a loophole to avoid paying out, they'll exploit it. Young people like Tim often fall victim to the same three pitfalls:
The "talking" trap: You write too much. In a panic, you tell the insurance company details that can technically be used against you (e.g., "I was only upstairs briefly to get something" – bam, gross negligence).
Deadline failure: Anyone who only informs the police three days later has already lost. Reporting obligations are strict.
Form jungle: You click your way through 20 pages of PDF chaos, don't understand half the technical terms, and accidentally tick the wrong box.
The bitter truth: You have no guarantee of your money. But you have complete control over how professionally you present your case. Anyone who enters the ring unprepared is doomed.
The solution: Risk-BOT – Your shield on WhatsApp
Instead of dealing with hotlines that leave you on hold for 30 minutes, you can now handle it where you already are: on WhatsApp.
Risk-BOT isn't an insurance broker trying to sell you something, but a tool that objectively analyzes your claim. This is how you regain control:
Save the number: Add 01577 1621006 directly to your contacts.
Describe the incident: Simply write what happened via WhatsApp. No bureaucratic language is necessary.
Instant check: Risk-BOT checks your information against the common reasons for rejection by insurers.
Get the straight talk: You'll find out immediately whether an appeal is worthwhile or whether you can avoid the mistake next time.
Why WhatsApp? Because you can upload photos of the crime scene, the broken lock, or the police report directly. There's no "Your email ended up in spam" excuse. It's fast, direct, and leaves no room for insurance company excuses.
Conclusion: Stop hoping, start checking
It's bad luck that Tim's scooter is gone. That he's not getting any money back is often avoidable. If your e-scooter theft claim has been rejected or you're unsure how to report the loss: Don't be a victim of the system.
If you're unsure whether your claim was rejected, send your claim directly via WhatsApp to 01577 1621006. Risk-BOT will review your case impartially and tell you what your chances are. If you don't know your rights, you don't have any.
This is how the WhatsApp service works at Risk-BOT: Click here.