What began as a relaxed cappuccino Wednesday at the hipster café "Flat White Noise" ended in a major nervous breakdown for graphic designer Lisa (29). The reason: Her disability insurance company responded to her claim with a 24-page rejection letter in size 9 font, riddled with Latin technical terms, footnotes, and an ibuprofen package insert. Her original application consisted of three lines, a medical certificate, and a tearful Spotify playlist.

“I thought I was going to get help. Instead, I got a final boss fight in text form,” Lisa explains, as she folds the third page of her rejection letter into an origami crane.
According to the insurance company, her condition is “not sufficiently incapacitating” – even though she spends 13 hours a day staring at a screen that has long since gone black because her MacBook crashed.
The reason given:

• Page 5: “No permanent restriction of creativity according to paragraph §Unclear.”

• Page 12: “Despite burnout, able to recognize influencer memes – therefore: fit for work.”

• Page 21: “Subjective suffering such as existential anxiety is not insured.”

The last page contains a friendly suggestion that she is welcome to appeal the decision in "triple copies on recycled paper." Processing time: "estimated at 9-11 years, depending on the whim of the case worker."

🦸‍♂️ Conclusion: Thank goodness for Risk-BOT

While Lisa is debating whether to throw the document into the fireplace or upload it to TikTok, Risk-BOT . Dryly efficient – ​​like the Bruce Wayne of the insurance world – he simply says:

"24 pages of rejection? I could have shown you in 3 clicks whether it was worth it."

Risk-BOT puts an end to bureaucratic bingo. Instead of paperwork, there's:

• Cashback up to €100

• Membership for only €1/month

• Free self-study courses to help you make smarter decisions the next time you have an insurance problem.

And the best part: No call center, no tangled contracts, no annoying consultant with a gelled haircut. Just you, your bot, and digital clarity.