Neu- oder Zeitwert? Wie Sie verhindern, dass die Versicherung Ihre Sachen „altrechnet“
![New or current value](https://sp-ao.shortpixel.ai/client/to_webp,q_glossy,ret_img,w_450,h_450/https://risk-bot.de/wp-content/uploads/2025/11/Neu-oder-Zeitwert.png "New value or current value? How to prevent your insurance company from "overestimating" the value of your belongings 1")
Prevent the "new for old" deduction. Learn the difference between replacement value and current value in your home contents insurance and secure full replacement value compensation.