Risk-BOT

1) Report it – and do so promptly

Don't say "I'll do it later."
Report it early = less stress + fewer follow-up questions.

2) Don't tell stories over the phone like in the podcast

Hotline ≠ therapy.
Only basic information is provided over the phone; details will be provided later in writing .

3) Not a novel – clear facts

What? When? Where? Consequences?
No life story, no wild guesses.

4) Taking photos – always

Before, after, side view, detail.
No photos = later drama.

5) Don't sign anything out of nervousness

"Please sign..." always raises suspicion.
Check first → then sign.

6) Don't freak out

Angry emails achieve nothing but negative points.
A factual approach is faster.

7) Get help before things go wrong

Insurance is professional-level.
You don't have to do it alone.

Fastest way – no paperwork:

👉 Report damage via WhatsApp