Insurance isn't your enemy – but it's not on your team either

Insurance isn't your enemy – but it's not on your team either

Insurance isn't your enemy – but it's not on your team either

Many people imagine insurance companies as a kind of "guardian angel with a hotline."
Reality: They are companies with costs, processes, and goals.

No hate – just reality. And once you understand that, you'll no longer be crushed between paragraphs and boilerplate text.

3 hard but fair truths

🟧 1) Insurance = a company, not a helper

The goal is to operate economically.
Not: "How do we make the customer happy?"

Insurance isn't your enemy – but it's not on your team either

🟦 2) You = process, not main character

For you it's stressful.
For the insurance company it's case number + amount of damage + investigation .

🟩 3) Team assignments are clear

  • Insurance plays in protecting its portfolio

  • Lawyers play for their clients

  • You're playing solo
    → Bad combo.

What this means for you

If you don't know the game, you'll be played .

If you know how it works, you play along – and you play smartly.

What a coach can do for you

No drama, no paranoia, no "insurer bashing".
Simply:

✔ Translate text snippets
✔ Assess what's normal
✔ Protect yourself from mistakes
✔ Remove emotions
✔ Provide a plan

In short:

Insurance isn't evil.
It's just not your team .

And that means: Get one.

EXPERT SUPPORT

INSURANCE WON'T PAY?

Roland will check your case and get your money back.

STARTING NOW €1 / MONTH
BECOME A MEMBER NOW
42 Members joined today

Insurance terms explained – but like in Among Us

Insurance terms explained – but like in Among Us

Insurance terms explained – but like in Among Us

Many insurance texts feel like an Among Us match:
You know something's going to happen – but nobody says it clearly.

Therefore, here are the most important insurance terms as a game mechanic 👇

🟥 Exclusion = Room closed

Is there an exclusion?
Then the insurance company says: "You can't proceed here."

🟩 Coverage = Power-Up

Coverage means:
"This risk is built into your loadout."

Insurance terms explained – but like in Among Us

🟨 Obligation = Quest

You have duties = mission tasks .
If you don't do them → penalty points aka deduction.

🟦 Regulation = End of round

Ultimately, the insurance company decides:
reward or no reward.

🟪 Rejection = Eject

If the application is rejected → “It wasn’t red” ,
but you still do n’t get any money .

Why this is important

If you understand the game, you won't be played anymore .
And you don't need a law degree to figure that out.

👉 If you prefer to play with a coach

EXPERT SUPPORT

INSURANCE WON'T PAY?

Roland will check your case and get your money back.

STARTING NOW €1 / MONTH
BECOME A MEMBER NOW
42 Members joined today

Reporting damage via WhatsApp: Does that really work?

Report damage via WhatsApp

Reporting damage via WhatsApp: Does that really work?

Summary: Yes. And better than you think.
Here are 3 reasons why WhatsApp is the hidden boss when it comes to insurance claims:

✅ 1) Photos + voice message = best combination

No forms, no portals, no fuss.
Send a photo, explain briefly → done.

📁 2) You have automatically documented everything

WhatsApp saves chats, images, and timestamps.
Insurance companies love that kind of thing (even if they would never admit it).

🔁 3) No waiting on the hotline

No waiting on hold, no "Please select 3 to report damage".
You send → response received.

Report damage via WhatsApp

How it works:

  1. Photograph the damage

  2. Voice message about it

  3. Send → I'll sort this for the insurance company

👉 Start right here

EXPERT SUPPORT

INSURANCE WON'T PAY?

Roland will check your case and get your money back.

STARTING NOW €1 / MONTH
BECOME A MEMBER NOW
42 Members joined today

Insurance company rejects your claim – what now? The most important steps after a rejection

Insurance company refuses – and now

Has your insurance company rejected your claim? We explain why rejections happen, how to check them, and when an appeal is worthwhile. Includes a WhatsApp check for quick help without a hotline.

Insurance myths that can cost you real money in the event of a claim

Insurance myths that can cost you real money in the event of a claim

Many myths about insurance persist. Find out which ones will cost you money in the event of a claim – and how you can avoid them with Risk-BOT.

Translating insurance jargon: 5 typical letters explained in plain language

Translating insurance jargon: 5 typical letters explained in plain language

Insurance jargon explained: 5 typical letters explained in plain language. Insurance jargon? We translate your letters into plain language. You open your mailbox and find a letter from your insurance company. Lots of technical terms, long sentences, no sense of whether it's good or bad. That's exactly where we come in: Let's look at 5 typical insurance letters – and translate them into normal language… Read more

Fast claims settlement: Risk-BOT makes it possible

ChatGPT Image Sep 18, 2025, 12 12 20

Fast claims settlement in North Rhine-Westphalia with Risk-BOT. Water damage? Fire damage? Burglary? Risk-BOT & Roland handle it – quickly, fairly & stress-free. One click and your claim is processed!