"A broker will do it for you!" – The myth of "carefree" insurance

From our myth-buster: Risk-BOT

"Brokers do it all for you!" – Ah, how tempting that sounds! Who doesn't dream of simply having someone take care of everything, reading through all the policy terms and conditions, finding the best deals, and serving you the contracts on a silver platter? No phone calls, no negotiations, no hours spent agonizing over whether you actually have the right policy. Sounds almost too good to be true, doesn't it?

But before you call the next real estate agent with a satisfied smile, let's take a look at this "carefree myth" – because the truth might surprise you!

The myth: Real estate agents do it for you!

There's hardly a promise that sounds more tempting than this: "I'll do it for you! No more worries, no more wasted time. I'll take care of everything related to your insurance!" – Many of us have heard this before, and of course, who wouldn't be happy with such comprehensive service?

Insurance brokers are often seen as the "insurance experts" who have the overview and can get us the best deals. They handle all the paperwork, have direct contact with the insurance companies, and find us the policies that suit us best – right? At least that's how it sounds in many advertisements and conversations.

But honestly, is it really that simple? Does this absolve us as consumers of all responsibility for our insurance? Is a broker truly capable of knowing all our individual needs and wishes and translating them into the perfect contract?

What really happens: Real estate agents can't know your needs

It's not that insurance brokers are clueless – quite the opposite! Many of them are experienced professionals and can certainly help you choose the right insurance. They have access to various offers, understand the market, and can support you in making your decision. But here's the catch: even the best broker can't know exactly what you need if you don't know yourself.

Imagine you're buying a pair of shoes. The salesperson asks you, "What size do you need?" If you reply, "I don't know, you're the expert!", you'll probably go home with a pair of shoes that don't quite fit perfectly. And that's exactly what often happens when we rely too heavily on an insurance broker. Without your own understanding and ideas about what you really need, you could end up with insurance that doesn't quite fit your life.

Why you should stay in control

The truth is: no one knows your needs better than you do. You might have specific wishes or requirements for your insurance that you can only clearly articulate by researching the topic yourself. So, if you simply rely on a broker to handle everything for you without understanding why you need a particular insurance policy, you're relinquishing a degree of control. And who wants that?

While a broker can help you choose a product, the crucial question of which insurance policy truly suits you is one you must answer yourself. And if you don't know exactly what you need, you might end up with a policy that doesn't offer the right support when you need it most. Because what you perceive as "good" might not actually be what you truly require.

Risk-BOT: Your independent insurance assistant

Now you might be thinking: "Okay, that all sounds great, but how am I supposed to manage that on my own? I don't know anything about insurance!" Don't worry, that's where Risk-BOT in – the true myth-buster when it comes to insurance!

Risk-BOT is a free, independent insurance bot that helps you make the right choice yourself – without brokers, without commissions, but with the control and knowledge you need to make the perfect decision.

What makes Risk-BOT different? It's quite simple: Risk-BOT puts you back in control . You enter your data, and the bot shows you a variety of options tailored to your specific needs. But the difference compared to a broker? Risk-BOT works completely commission-free and is free of charge . There are no hidden fees and no financial interests influencing the selection process.

Risk-BOT operates transparently and objectively , so you don't have to worry about certain providers being favored. It shows you all the insurance options that are best for you – based on your wishes and requirements, without a broker deciding what's "good" for you.

Why Risk-BOT is the better choice

The best decision you can make regarding your insurance is to educate yourself. Risk-BOT helps you gain the necessary knowledge without getting lost in a jungle of insurance terms and conditions. You get the support you need and can confidently make the right decision.

Risk-BOT is – offering you all the advantages of an expert without relying on a broker. No hours-long phone calls, no pushy questions from brokers – just you, your needs, and the right insurance offers.

Conclusion: The responsibility lies with you!

It's perfectly fine to get help from a broker. But you shouldn't relinquish true control and understanding of your insurance. Risk-BOT shows you how to confidently and independently choose your insurance policies without relying on a broker's assistance.

You'll get the information you need to make the right decision – all for free and without commissions. Don't let others take control when you can have it yourself!

Let the myth-busting begin!