🩺 Which alternative healing methods are reimbursed?
The exact coverage depends on the chosen plan. Commonly included services are:
acupuncture
homeopathy
Osteopathy
Traditional Chinese Medicine (TCM)
Anthroposophic medicine
Chiropractic
Autologous blood therapy
Ultrasound therapy
Kinesiology
Ayurveda
hypnosis
These methods are often listed in the so-called Hufeland Directory , which serves as the basis for reimbursement by private supplementary insurance.
💰 How much is the refund?
Reimbursement amounts vary depending on the tariff and provider:
80% of costs : Many plans cover up to 80% of treatment costs, often with an annual limit (e.g. €1,000).
100% of costs : In premium tariffs or with special additional insurance policies, full cost coverage may be possible.
✅ When is such additional insurance worthwhile?
Supplementary insurance for alternative healing methods is particularly useful if:
You regularly or occasionally use alternative therapies.
You value a holistic treatment.
You have to bear the costs of such treatments yourself and would like financial relief.
📌 Conclusion
Supplemental insurance for alternative medicine can be a valuable addition to your statutory health insurance, especially if you regularly use alternative therapies or are interested in them. The exact benefits and coverage vary depending on the plan, so it's advisable to compare different offers to find the right coverage for you.