Yes – it's definitely worth taking out a policy early you only realize its value when damage occurs .
That's why early action is particularly important:
Lower rates:
The younger and healthier you are, the lower the premiums.
Don't wait for the first claim – afterwards, premiums often increase or certain benefits are excluded.
Long-term security:
Dental prosthetics, hospital stays, or expensive treatments can quickly cost several thousand euros.
Those who plan ahead ensure they receive full benefits when they are truly needed.
No waiting times for preventative care:
Many tariffs have waiting periods for certain services.
Those who complete their treatment early often have the waiting time behind them when the first major procedure becomes necessary.
Prevention is rewarded:
Professional dental cleanings or preventive check-ups are covered – before any damage occurs .
This can often prevent expensive dental prosthetics or treatment costs.
In conclusion:
Insurance is not just for emergencies , but also a tool to protect your health in the long term and avoid financial risks . Taking out a policy early means sleeping soundly, no matter what happens.